Plan the retirement you actually want.
Drag a few sliders, watch your net worth projection change in real time. Sign up free, and your plan syncs across every device.
If you save $500/mo more, your FI date moves up to age 55.
A smarter way to plan your financial future
Simple inputs, powerful insights. See exactly where you're headed.
Plan around the moments that move the needle
Most calculators hand you one number and call it a day. Drop in the windfalls, the years you go part-time, the property you might buy at forty — and watch each choice reshape the projection in front of you.
- Add the moments worth planning around
- Pick a target age, a number, or both
- See how each tweak ripples through the chart
- Trade vague money worry for a concrete plan
See the full picture
One chart shows the entire run — today's balance, tomorrow's spending, the year your salary stops. Adjust an input and the projection updates in place, so trade-offs feel concrete instead of theoretical.
- Hover any year to see what's driving the bar
- Watch cash flow shift as life events land
- Plan for what you leave behind
- Test scenarios before you commit to them
Your data stays yours
We don't connect to your bank, your brokerage, or anything else — you type only the numbers you choose. Your plan is saved to your account, isolated by row-level security, and never shared or sold.
- Free account — sign in with Google or a magic link
- Synced to your account and available on every device
- Row-level security — nobody else can read or change your data
- Anonymous usage analytics only — never your actual numbers
Private to your account
Your plan is saved to your account and synced across your devices. Row-level security means only you can read or change it.
Stress-test your plan
A single projection assumes the market behaves. Run thousands of simulations to see the realistic range of outcomes, compare scenarios side by side, and ask an AI assistant what to change.
- Monte Carlo simulation across 10,000 market paths
- A clear probability-of-success number
- Compare scenarios side by side
- An AI assistant that explains the numbers and suggests moves
Powerful features, simple interface
All the tools you need to plan your financial future with confidence.
Choose your path to financial freedom
Start free and upgrade as your planning needs grow. No hidden fees, cancel anytime.
Free
Perfect for getting started with financial planning
- Basic net worth projections
- Synced privately across your devices
- Core calculators
Plus
For serious planners who want deeper insights
- Advanced projections
- Multiple saved scenarios & comparison chart
- Future expenses (college, wedding, renovation)
- New debt scenarios (mortgages, loans)
- Windfalls (inheritance, bonuses, stock vesting)
- Rental property planning
Pro
Deep analysis with stochastic projections and an AI assistant
- Everything in Plus
- Monte Carlo simulations & probability of success
- Side-by-side scenario comparisons
- AI planning assistant
Start planning your financial future today
Free to use. No credit card required. Your plan is saved to your account and synced across every device. Sign up and start visualizing your path to financial freedom.